OMC Claims

Expert loss assessors who get you a fair settlement.

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When you make an insurance claim, your insurer appoints their own loss adjuster. We act as your independent insurance assessor — preparing your claim, documenting your loss and negotiating your settlement so you receive every penny you’re entitled to.

Fire damage insurance claims
A house fire is one of the hardest things a family can go through, and dealing with an insurance claim on top of everything else should not make it harder. We work exclusively for you, assessing the full extent of the damage, picking up on what insurers tend to overlook, and negotiating directly with your insurer to get you the settlement you are entitled to.

Water damage insurance claims
Water damage at home can happen fast and the disruption it causes can be just as hard to deal with as the damage itself. We manage your water damage claim from start to finish, assessing what has been affected, putting together the evidence, and negotiating with your insurer so you get the settlement you are entitled to.

Oil Leak Claim
Oil leaks can contaminate soil, seep into foundations and cause damage that is costly and time-consuming to remediate. We manage the full claims process — from initial assessment and specialist reports through to final settlement with your insurer.

Flood Damage Claim
Flooding can affect everything from ground floor finishes to electrics, insulation and structural elements that are not immediately visible. We document the full impact and ensure your claim captures all costs — including drying, dehumidification and longer-term reinstatement work.

Smoke Damage Claim
Smoke and soot travel far beyond the source of a fire, affecting rooms, contents and ventilation systems throughout a property. We ensure the full extent of smoke damage — including cleaning, restoration and replacement of affected items — is captured in your claim.

Storm Damage Claim
Storm damage to roofs, windows, outbuildings and drainage can be more extensive than it first appears, and insurers do not always agree on what is covered. We assess the damage independently, prepare the evidence and make sure your claim is presented clearly and in full.

Subsidence Claim
Subsidence claims involve structural surveys, specialist reports and detailed technical evidence — and they can be contested by insurers at multiple points. We manage the entire process on your behalf, from initial inspection through to agreeing remediation and final settlement.

Business Interruption Claim
When damage forces a business to close or operate at reduced capacity, the financial impact extends well beyond the cost of repairs. We quantify lost revenue, ongoing fixed costs and additional expenses to ensure your business interruption claim reflects the true scale of your loss.

Major and Complex Loss Claims
Large-scale losses — involving significant structural damage, multiple claim heads or disputed liability — require a different level of expertise and resource. Our senior assessors manage high-value and complex claims from first instruction to final settlement, providing detailed technical support at every stage.

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